Interchange rates and fees are paid to card issuing banks and represent the largest component of a merchant’s discount rate pricing.
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| MasterCard Interchange for Consumer Credit Cards | Issuing Bank Interchange |
|---|---|
| Interregional Premium Standard | 1.85% + $0.00 |
| MasterCard Core Value Convenience Purchase | 1.90% + $0.00 |
| MasterCard Core Value Full UCAF | 1.68% + $0.10 |
| MasterCard Core Value Key-Entered | 1.89% + $0.10 |
| MasterCard Core Value Merchant UCAF | 1.58% + $0.10 |
| MasterCard Core Value Merit I | 1.89% + $0.10 |
| MasterCard Core Value Merit I-Insurance | 1.43% + $0.05 |
| MasterCard Core Value Merit I-Real Estate | 1.10% + $0.00 |
| MasterCard Core Value Merit III Base | 1.58% + $0.10 |
| MasterCard Core Value Passenger Transport | 1.75% + $0.10 |
| MasterCard Core Value Pay with Rewards - Consumer Core | 0.90% + $0.00 |
| MasterCard Core Value Petroleum | 1.90% + $0.00 |
| MasterCard Core Value Petroleum Maximum | 0.00% + $0.95 |
| MasterCard Core Value Premier Travel-Car Rental | 1.58% + $0.10 |
| MasterCard Core Value Premier Travel-Cruise Lines | 1.58% + $0.10 |
| MasterCard Core Value Premier Travel-Hotel | 1.58% + $0.10 |
| MasterCard Core Value Public Sector | 1.55% + $0.10 |
| MasterCard Core Value Service Industries | 1.15% + $0.05 |
| MasterCard Core Value Standard | 2.95% + $0.10 |
| MasterCard Core Value Supermarket Base | 1.48% + $0.10 |
| MasterCard Core Value Utilities | 0.00% + $0.65 |
| MasterCard Core Value Warehouse Club Base | 1.10% + $0.00 |
| MasterCard Interregional Regulated Debit Small Ticket | 0.05% + $0.22 |
| MasterCard Interregional Regulated Debit Small Ticket Non US Acq | 0.05% + $0.22 |
Important Disclaimer
This documentation represents common Interchange categories, charge and card types and does not include all Interchange levels. Information is subject to change. While we endeavor to make the information accurate, we do not warrant the completeness, timeliness, or suitability of the information for your specific needs.
In addition, the summaries and information contained in this document do not substitute for the official Association publications including Visa USA Interchange & MasterCard Interchange.
Please report problems or errors you find to us at merchantrates@vantagecard.com
